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m joined January 13, 2008 (logged-in March 11, 2020) <beez> Bitching where bitching is due -- and often where it is not.

Remembered information in addition to an initial password is not a form of two-factor authentication

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My Opinion of Remembered information in addition to an initial password is not a form of two-factor authentication:

Requiring two forms of remembered information are both the same type of authentication, and is at best, no stronger than a single password of the combined length. In practice, as at least one of the pieces of remembered information is often keyed by a prompt, the second password is generally much weaker if at all meaningful.